What We Offer
Our Mortgage & Protection Services
Whether you’re buying your first home, remortgaging, or protecting your family, OneKey Mortgages provides expert residential mortgage services and whole-of-market advice tailored to your unique circumstances.
Getting Started
First-Time Buyer Mortgages
Stepping onto the property ladder is one of life’s biggest milestones. We make the journey as smooth and stress-free as possible, guiding you through every step — from understanding your borrowing power to getting the keys in your hand.
We search thousands of mortgage deals across the whole market to find you the most competitive rate, and we’ll explain every detail in plain English.
- Help to Buy & Shared Ownership advice
- 5% deposit options available
- Agreement in Principle within hours
- Full support from application to completion
Better Rates
Remortgaging
Is your current mortgage deal coming to an end? Remortgaging could save you thousands. We compare deals across the entire market to ensure you’re never left paying your lender’s expensive standard variable rate.
We also help homeowners release equity to fund home improvements, consolidate debts, or achieve other financial goals.
- Like-for-like remortgage & capital raising
- Debt consolidation options
- Rate alerts — we contact you before your deal expires
- No-obligation review of your existing deal
Property Investment
Buy-to-Let Mortgages
Whether you’re an experienced landlord expanding your portfolio or purchasing your first investment property, we have access to specialist buy-to-let products from across the market.
We understand rental yield calculations, stress testing, and the complexities of limited company lending — so you can invest with confidence.
- Individual & limited company BTL
- HMO & multi-unit freehold block lending
- Portfolio landlord specialists
- Competitive rates from specialist lenders
Safeguard Your Future
Protection Insurance
Your home is likely your most valuable asset — protecting it and the people who live in it is essential. We provide whole-of-market protection advice covering life insurance, critical illness cover, and income protection.
We’ll review your existing policies and identify any gaps, ensuring your family is protected no matter what life brings.
- Life insurance & mortgage protection
- Critical illness cover
- Income protection insurance
- Family income benefit
Complex Income
Self-Employed Mortgages
Being self-employed shouldn’t stop you getting the mortgage you deserve. We specialise in helping contractors, sole traders, and company directors secure competitive mortgage deals, even with complex income structures.
We know which lenders are most flexible with self-employed applicants and how to present your case in the most favourable light.
- 1 year’s accounts considered
- Contractor & day-rate income accepted
- Salary + dividend structures
- Access to specialist lenders
Take the First Step
Ready to Find Your Perfect Mortgage?
Book a free, no-obligation consultation and let our experts find the right solution for you.
Key to Your Success
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